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NMLS MLO
Mortgage Loan Origination (SAFE MLO) Exam
Questions and Answers | : 347 |
File Format | |
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NEW QUESTION: 1
Inputs to the Plan Schedule Management process include:
A. Enterprise environmental factors and schedule tools.
B. Time tables and Pareto diagrams.
C. Organizational process assets and the project charter,
D. Activity attributes and resource calendars.
Answer: C
NEW QUESTION: 2
Read each passage carefully and then choose the best answer to each question. Answer the questions based upon what is stated or implied in the reading passage.
For many years, there has been much hand-wringing over the fate of Social Security once the baby boomers reach retirement age. Baby boomers, people born between 1946 and 1964, represent the largest single sustained growth of population in the history of the United States. It is the sheer enormity of this generation that has had economists worried as retirement beckons. According to the U.S. Census Bureau, by 2020, an estimated 80,000,000 Americans will have reached or surpassed the conventional age of retirement. With so many boomers retiring and drawing benefits but no longer paying into Social Security, many fear that the Social Security fund itself could go bankrupt.
However, a study released by the American Association for Retired Persons (AARP) that examined baby boomers' plans for retirement found that for the most part, this generation is not expected to adhere to the conventional retirement scheme, a fact that may please the worriers in Washington, DC.
In its survey, the AARP broke baby boomers into different categories based on their financial standing, degree of preparedness for retirement, and optimism toward the future. The AARP found that of all groups surveyed, only 13% planned to stop working altogether once they reached retirement age; the remaining
87% planned to continue working for pay. The reasons to continue working varied among the different groups. For some, the plan to continue working is a financial decision. Between 25% and 44% of respondents reported they are not financially prepared to retire and will therefore continue working past retirement age. For the remainder of those planning to work past their mid to late 60s, the decision is based on long-held goals to start a business and/or the desire to stay active in their industry or community.
Eventually, most baby boomers will need to stop working as they progress into their 70s, 80s, and beyond.
But with such large numbers planning to continue working, thereby continuing to pay into the Social Security fund, perhaps Social Security will be able to withstand the end of the baby boom and continue to be a safety net for future generations.
According to the author, baby boomers are not likely to bankrupt the Social Security fund primarily because
A. most baby boomers will not need supplemental income.
B. the government has raised the official age for retirement.
C. most baby boomers are active in their communities.
D. most baby boomers are financially prepared for retirement.
E. most baby boomers plan to work past retirement age.
Answer: E
Explanation:
Explanation/Reference:
Explanation:
The AARP study cited in the third paragraph reveals that 87% of the baby boomers surveyed "planned to continue working for pay" once they reach retirement age. The passage does not state that the government raised the retirement age (choice a). Choices b and e are incorrect because the AARP survey also notes that "between 25% and 44% of respondents reported they are not financially prepared to retire," which means they will need supplemental income. A desire to remain active in their community (choice d) is one of the reasons many baby boomers will continue to work, but it is the fact that they will continue to work (not why they will continue to work) that allays the fear of a bankrupt system.
NEW QUESTION: 3
セグメントの再編成の目的は何ですか?この質問には2つの正解があります。
A. セグメントの削除を有効にする
B. セグメントの派生を有効にします。
C. セグメントの再割り当てを有効にする
D. セグメントのマージを有効にします
Answer: C,D
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